Closes https://github.com/zed-industries/zed/issues/55554

Release Notes:

- Fixed an issue where local settings files would not correctly open on
remote workspaces

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Co-authored-by: Kirill Bulatov <mail4score@gmail.com>
Co-authored-by: Zed Zippy <234243425+zed-zippy[bot]@users.noreply.github.com>