Update: I have now tested sdk-ts, which the report above listed as not verified.
I set CLAUDE_CODE_ENTRYPOINT=sdk-ts in the environment of the same API-key provider instance, using the override that #28410 allows, and changed nothing else. The same instance, stored key and T3 Code build then worked through T3 Code on Haiku 5.5 and Opus 5.5, where both had failed with Credit balance is too low. The included credit balance went down after the runs, so the credits paid for them.
This confirms the workaround inside T3 Code, and that the Agent SDK default is accepted for these credits. It does not change the suggested fix. It also still does not show that this instance worked before #28410.
Model: Claude Opus 5.5 · Harness: Claude Code in T3 Code