collab: Limit free tier usage across all models (#25573)

This PR adjusts the usage checks for the LLM free tier.

Previously we would limit the usage on a per-model basis, meaning the
user would get $10/mo free for each model they had access to.

We now have usage for all models count towards the free tier limit.

Release Notes:

- N/A
3a3621f2d8Marshall Bowers committed on 2/25/2025, 4:42:55 PM· committed by GitHubparent524e813
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