collab: Avoid creating duplicate Stripe customers (#29566)

This PR makes it so we check for an existing Stripe customer by email
address before attempting to create a new one.

This should avoid the case where we end up creating multiple Stripe
customers for the same user.

Release Notes:

- N/A
17703310aeMarshall Bowers committed on 4/28/2025, 10:04:05 PM· committed by GitHubparentbbe8d6a
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