cloud: Fix incorrect model getting selected at startup (#55325)

Follow up to #54826, after which the fallback model would be selected
instead of the cloud model when starting Zed

Self-Review Checklist:

- [x] I've reviewed my own diff for quality, security, and reliability
- [x] Unsafe blocks (if any) have justifying comments
- [x] The content is consistent with the [UI/UX
checklist](https://github.com/zed-industries/zed/blob/main/CONTRIBUTING.md#uiux-checklist)
- [x] Tests cover the new/changed behavior
- [x] Performance impact has been considered and is acceptable

Release Notes:

- N/A
038e2136fbBennet Bo Fenner committed on 5/4/2026, 7:52:37 AM· committed by GitHubparentae08089
3 files changedLine totals unavailable